Editorial take: American Express Business Gold
The 4x on your top two categories each month is uniquely flexible, if your business spend varies, this auto-adapts. The credits need active use to offset the fee.
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Side-by-side
American Express Business Gold vs Delta SkyMiles Blue Business American Express Card
Both are business travel cards. The American Express Business Gold comes from American Express at $375/yr; the Delta SkyMiles Blue Business American Express Card from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from American Express and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The American Express Business Gold costs $375 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | American Express Business Gold | Delta SkyMiles Blue Business American Express Card |
|---|---|---|
| Annual fee | $375 | $0 |
| Sign-up bonus | 100,000 Membership Rewards points | 10,000 Delta SkyMiles |
| Bonus value (est.) | $1,800 | $110 |
| Min spend to unlock bonus | $15,000 in 3 mo | $1,000 in 6 mo |
| Issuer | American Express | American Express |
| Card category | business | business |
| Best earning category (Top_two_categories) | 4x | 1x |
| Transfer partners | amex-mr | delta-skymiles |
| Headline benefits |
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Read the full review
American Express Business Gold
$375/yr · 100,000 Membership Rewards points
Read the full review
Delta SkyMiles Blue Business American Express Card
$0/yr · 10,000 Delta SkyMiles
Editorial take: Delta SkyMiles Blue Business American Express Card
The $0 annual fee Delta business card. Holds the SkyMiles relationship alive at zero cost and earns 2X on Delta + restaurants. For business owners flying Delta even occasionally, the $150 Gold Business's first-bag-free and 2X shipping/advertising categories usually justify the upgrade.
Common questions
- Which card has the bigger sign-up bonus, American Express Business Gold or Delta SkyMiles Blue Business American Express Card?
- The American Express Business Gold has the bigger bonus, 100,000 Membership Rewards points, worth roughly $1,800, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue Business American Express Card.
- Is the American Express Business Gold's $375 annual fee worth it compared to the Delta SkyMiles Blue Business American Express Card?
- At $375/yr, the American Express Business Gold is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Blue Business American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the American Express Business Gold and Delta SkyMiles Blue Business American Express Card?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Business Gold or the Delta SkyMiles Blue Business American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Business Gold: $15,000 spend in 3 months. Delta SkyMiles Blue Business American Express Card: $1,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.