Blue Business Plus from Amex vs Lowe's Business Rewards Card from American Express

Common questions

Which card has the bigger sign-up bonus, Blue Business Plus from Amex or Lowe's Business Rewards Card from American Express?

The Blue Business Plus from Amex has the bigger bonus, 15,000 Membership Rewards points, worth roughly $270, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.

Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?

The Blue Business Plus from Amex has no annual fee, so the question is whether the Lowe's Business Rewards Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Lowe's Business Rewards Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.

Can I have both the Blue Business Plus from Amex and Lowe's Business Rewards Card from American Express?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Plus from Amex or the Lowe's Business Rewards Card from American Express first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.