Editorial take: Blue Business Plus from Amex
The silent workhorse of the Amex MR ecosystem. 2x on everything up to $50k/year with no annual fee. Pair it with the Platinum or Gold to unlock transfers, and you have a powerful everyday earner.
All credit cards
Side-by-side
Blue Business Plus from Amex vs United Club Infinite Card
Both are well-respected travel cards. The Blue Business Plus from Amex comes from American Express at $0/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Club Infinite Card is the stronger pick today, the sign-up bonus is meaningfully larger ($850 more in estimated value) than the Blue Business Plus from Amex's. Get the United Club Infinite Card first; revisit the Blue Business Plus from Amex after you've earned that bonus.
| Feature | Blue Business Plus from Amex | United Club Infinite Card |
|---|---|---|
| Annual fee | $0 | $695 |
| Sign-up bonus | 15,000 Membership Rewards points | 80,000 miles (up to 90,000 with authorized user) |
| Bonus value (est.) | $270 | $1,120 |
| Min spend to unlock bonus | $3,000 in 3 mo | $5,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | travel |
| Best earning category (All_purchases_first_50k_per_year) | 2x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
|
|
Read the full review
Blue Business Plus from Amex
$0/yr · 15,000 Membership Rewards points
Read the full review
United Club Infinite Card
$695/yr · 80,000 miles (up to 90,000 with authorized user)
Editorial take: United Club Infinite Card
Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.
Common questions
- Which card has the bigger sign-up bonus, Blue Business Plus from Amex or United Club Infinite Card?
- The United Club Infinite Card has the bigger bonus, 80,000 miles (up to 90,000 with authorized user), worth roughly $1,120, versus 15,000 Membership Rewards points (~$270) on the Blue Business Plus from Amex.
- Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the United Club Infinite Card?
- The Blue Business Plus from Amex has no annual fee, so the question is whether the United Club Infinite Card's $695 fee is justified by its perks. If you'll use enough of the United Club Infinite Card's benefits to clear $695 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.
- Can I have both the Blue Business Plus from Amex and United Club Infinite Card?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Blue Business Plus from Amex or the United Club Infinite Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.