Editorial take: Blue Business Plus from Amex
The silent workhorse of the Amex MR ecosystem. 2x on everything up to $50k/year with no annual fee. Pair it with the Platinum or Gold to unlock transfers, and you have a powerful everyday earner.
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Side-by-side
Blue Business Plus from Amex vs Chase Ink Business Unlimited
Both are business travel cards. The Blue Business Plus from Amex comes from American Express at $0/yr; the Chase Ink Business Unlimited from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Blue Business Plus from Amex | Chase Ink Business Unlimited |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 15,000 Membership Rewards points | $750 bonus cash back |
| Bonus value (est.) | $270 | $750 |
| Min spend to unlock bonus | $3,000 in 3 mo | $6,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | business |
| Best earning category (All_purchases_first_50k_per_year) | 2x | 1x |
| Transfer partners | amex-mr | chase-ur |
| Headline benefits |
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Read the full review
Blue Business Plus from Amex
$0/yr · 15,000 Membership Rewards points
Read the full review
Chase Ink Business Unlimited
$0/yr · $750 bonus cash back
Editorial take: Chase Ink Business Unlimited
The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.
Common questions
- Which card has the bigger sign-up bonus, Blue Business Plus from Amex or Chase Ink Business Unlimited?
- The Chase Ink Business Unlimited has the bigger bonus, $750 bonus cash back, worth roughly $750, versus 15,000 Membership Rewards points (~$270) on the Blue Business Plus from Amex.
- Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the Chase Ink Business Unlimited?
- The Blue Business Plus from Amex has no annual fee, so the question is whether the Chase Ink Business Unlimited's $0 fee is justified by its perks. If you'll use enough of the Chase Ink Business Unlimited's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.
- Can I have both the Blue Business Plus from Amex and Chase Ink Business Unlimited?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Blue Business Plus from Amex or the Chase Ink Business Unlimited first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. Chase Ink Business Unlimited: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.