Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Alliant Cashback Visa Signature Card vs Choice Privileges Select Mastercard

Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Choice Privileges Select Mastercard from Wells Fargo at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlliant Cashback Visa Signature CardChoice Privileges Select Mastercard
Annual fee$0$95
Sign-up bonusNo welcome bonus60,000 bonus points
Bonus value (est.)$0-
Min spend to unlock bonus$0 in 0 mo$3,000 in 3 mo
IssuerAlliantWells Fargo
Card categorycashbacktravel
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Alliant Cashback Visa Signature Card
      $0/yr · No welcome bonus
      Read the full review
      Choice Privileges Select Mastercard
      $95/yr · 60,000 bonus points

      Editorial take: Alliant Cashback Visa Signature Card

      Editorial take: Choice Privileges Select Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Choice Privileges Select Mastercard?
      The Alliant Cashback Visa Signature Card has a public bonus (No welcome bonus, worth roughly $0), while the Choice Privileges Select Mastercard doesn't advertise one right now.
      Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Choice Privileges Select Mastercard?
      The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Choice Privileges Select Mastercard's $95 fee is justified by its perks. If you'll use enough of the Choice Privileges Select Mastercard's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
      Can I have both the Alliant Cashback Visa Signature Card and Choice Privileges Select Mastercard?
      Yes, since they're from different issuers (Alliant and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Alliant Cashback Visa Signature Card or the Choice Privileges Select Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Choice Privileges Select Mastercard: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.