Alliant Cashback Visa Signature Card vs Chase Ink Business Premier
Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Chase Ink Business Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($1,000 more in estimated value) than the Alliant Cashback Visa Signature Card's. Get the Chase Ink Business Premier first; revisit the Alliant Cashback Visa Signature Card after you've earned that bonus.
| Feature | Alliant Cashback Visa Signature Card | Chase Ink Business Premier |
|---|---|---|
| Annual fee | $0 | $195 |
| Sign-up bonus | No welcome bonus | $1,000 cash back |
| Bonus value (est.) | $0 | $1,000 |
| Min spend to unlock bonus | $0 in 0 mo | $10,000 in 3 mo |
| Issuer | Alliant | Chase |
| Card category | cashback | business |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Editorial take: Chase Ink Business Premier
Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.
Common questions
- Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Chase Ink Business Premier?
- The Chase Ink Business Premier has the bigger bonus, $1,000 cash back, worth roughly $1,000, versus No welcome bonus (~$0) on the Alliant Cashback Visa Signature Card.
- Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Chase Ink Business Premier?
- The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Chase Ink Business Premier's $195 fee is justified by its perks. If you'll use enough of the Chase Ink Business Premier's benefits to clear $195 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
- Can I have both the Alliant Cashback Visa Signature Card and Chase Ink Business Premier?
- Yes, since they're from different issuers (Alliant and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Alliant Cashback Visa Signature Card or the Chase Ink Business Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
