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Alliant Cashback Visa Signature Card vs Hilton Honors American Express Business Card
Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Hilton Honors American Express Business Card from American Express at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Hilton Honors American Express Business Card is the stronger pick today, the sign-up bonus is meaningfully larger ($650 more in estimated value) than the Alliant Cashback Visa Signature Card's. Get the Hilton Honors American Express Business Card first; revisit the Alliant Cashback Visa Signature Card after you've earned that bonus.
| Feature | Alliant Cashback Visa Signature Card | Hilton Honors American Express Business Card |
|---|---|---|
| Annual fee | $0 | $195 |
| Sign-up bonus | No welcome bonus | 130,000 points |
| Bonus value (est.) | $0 | $650 |
| Min spend to unlock bonus | $0 in 0 mo | $6,000 in 6 mo |
| Issuer | Alliant | American Express |
| Card category | cashback | hotel |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Alliant Cashback Visa Signature Card
$0/yr · No welcome bonus
Read the full review
Hilton Honors American Express Business Card
$195/yr · 130,000 points
Editorial take: Hilton Honors American Express Business Card
If you stay at Hiltons, this is the underrated middle tier, the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.
Common questions
- Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Hilton Honors American Express Business Card?
- The Hilton Honors American Express Business Card has the bigger bonus, 130,000 points, worth roughly $650, versus No welcome bonus (~$0) on the Alliant Cashback Visa Signature Card.
- Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Hilton Honors American Express Business Card?
- The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Hilton Honors American Express Business Card's $195 fee is justified by its perks. If you'll use enough of the Hilton Honors American Express Business Card's benefits to clear $195 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
- Can I have both the Alliant Cashback Visa Signature Card and Hilton Honors American Express Business Card?
- Yes, since they're from different issuers (Alliant and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Alliant Cashback Visa Signature Card or the Hilton Honors American Express Business Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Hilton Honors American Express Business Card: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.