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Alliant Cashback Visa Signature Card vs Delta SkyMiles Gold Business Amex
Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Delta SkyMiles Gold Business Amex from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Alliant Cashback Visa Signature Card | Delta SkyMiles Gold Business Amex |
|---|---|---|
| Annual fee | $0 | $150 |
| Sign-up bonus | No welcome bonus | 60,000 bonus miles |
| Bonus value (est.) | $0 | - |
| Min spend to unlock bonus | $0 in 0 mo | - |
| Issuer | Alliant | American Express |
| Card category | cashback | business |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Alliant Cashback Visa Signature Card
$0/yr · No welcome bonus
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
Common questions
- Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Delta SkyMiles Gold Business Amex?
- The Alliant Cashback Visa Signature Card has a public bonus (No welcome bonus, worth roughly $0), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
- Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Delta SkyMiles Gold Business Amex?
- The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Delta SkyMiles Gold Business Amex's $150 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Gold Business Amex's benefits to clear $150 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
- Can I have both the Alliant Cashback Visa Signature Card and Delta SkyMiles Gold Business Amex?
- Yes, since they're from different issuers (Alliant and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Alliant Cashback Visa Signature Card or the Delta SkyMiles Gold Business Amex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Delta SkyMiles Gold Business Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.