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Side-by-side

Alliant Cashback Visa Signature Card vs Delta SkyMiles Blue Business American Express Card

Both are well-respected travel cards. The Alliant Cashback Visa Signature Card comes from Alliant at $0/yr; the Delta SkyMiles Blue Business American Express Card from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlliant Cashback Visa Signature CardDelta SkyMiles Blue Business American Express Card
Annual fee$0$0
Sign-up bonusNo welcome bonus10,000 Delta SkyMiles
Bonus value (est.)$0$110
Min spend to unlock bonus$0 in 0 mo$1,000 in 6 mo
IssuerAlliantAmerican Express
Card categorycashbackbusiness
Best earning category (All_purchases)1.5x1x
Transfer partnersNonedelta-skymiles
Headline benefits
    • $0 annual fee
    • 2X Delta + 2X restaurants
    • 20% off Delta in-flight
    • No foreign transaction fees
    Read the full review
    Alliant Cashback Visa Signature Card
    $0/yr · No welcome bonus
    Read the full review
    Delta SkyMiles Blue Business American Express Card
    $0/yr · 10,000 Delta SkyMiles

    Editorial take: Alliant Cashback Visa Signature Card

    Editorial take: Delta SkyMiles Blue Business American Express Card

    The $0 annual fee Delta business card. Holds the SkyMiles relationship alive at zero cost and earns 2X on Delta + restaurants. For business owners flying Delta even occasionally, the $150 Gold Business's first-bag-free and 2X shipping/advertising categories usually justify the upgrade.

    Common questions

    Which card has the bigger sign-up bonus, Alliant Cashback Visa Signature Card or Delta SkyMiles Blue Business American Express Card?
    The Delta SkyMiles Blue Business American Express Card has the bigger bonus, 10,000 Delta SkyMiles, worth roughly $110, versus No welcome bonus (~$0) on the Alliant Cashback Visa Signature Card.
    Is the Alliant Cashback Visa Signature Card's $0 annual fee worth it compared to the Delta SkyMiles Blue Business American Express Card?
    The Alliant Cashback Visa Signature Card has no annual fee, so the question is whether the Delta SkyMiles Blue Business American Express Card's $0 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Blue Business American Express Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Alliant Cashback Visa Signature Card.
    Can I have both the Alliant Cashback Visa Signature Card and Delta SkyMiles Blue Business American Express Card?
    Yes, since they're from different issuers (Alliant and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Alliant Cashback Visa Signature Card or the Delta SkyMiles Blue Business American Express Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Alliant Cashback Visa Signature Card: $0 spend in 0 months. Delta SkyMiles Blue Business American Express Card: $1,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.