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Side-by-side

Allegiant World Mastercard vs Upgrade Triple Cash Rewards Visa

Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the Upgrade Triple Cash Rewards Visa from Upgrade at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAllegiant World MastercardUpgrade Triple Cash Rewards Visa
Annual fee$59$0
Sign-up bonus$200 statement bonus
Bonus value (est.)-$200
Min spend to unlock bonus-$0 in 2 mo
IssuerBank of AmericaUpgrade
Card categorycashbackcash-back
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Allegiant World Mastercard
      $59/yr ·
      Read the full review
      Upgrade Triple Cash Rewards Visa
      $0/yr · $200 statement bonus

      Editorial take: Allegiant World Mastercard

      Editorial take: Upgrade Triple Cash Rewards Visa

      Common questions

      Which card has the bigger sign-up bonus, Allegiant World Mastercard or Upgrade Triple Cash Rewards Visa?
      The Upgrade Triple Cash Rewards Visa has a public bonus ($200 statement bonus, worth roughly $200), while the Allegiant World Mastercard doesn't advertise one right now.
      Is the Allegiant World Mastercard's $59 annual fee worth it compared to the Upgrade Triple Cash Rewards Visa?
      At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Upgrade Triple Cash Rewards Visa's, pick the one whose perks you'll actually use.
      Can I have both the Allegiant World Mastercard and Upgrade Triple Cash Rewards Visa?
      Yes, since they're from different issuers (Bank of America and Upgrade) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Allegiant World Mastercard or the Upgrade Triple Cash Rewards Visa first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. Upgrade Triple Cash Rewards Visa: $0 in 2 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.