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Allegiant World Mastercard vs CitiBusiness / AAdvantage Platinum Select Mastercard

Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Allegiant World Mastercard's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Allegiant World Mastercard after you've earned that bonus.

FeatureAllegiant World MastercardCitiBusiness / AAdvantage Platinum Select Mastercard
Annual fee$59$99
Sign-up bonus65,000 miles
Bonus value (est.)-$1,073
Min spend to unlock bonus-$4,000 in 4 mo
IssuerBank of AmericaCiti
Card categorycashbacktravel
Transfer partnersNoneaadvantage
Headline benefits
      Read the full review
      Allegiant World Mastercard
      $59/yr ·
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $99/yr · 65,000 miles

      Editorial take: Allegiant World Mastercard

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Allegiant World Mastercard or CitiBusiness / AAdvantage Platinum Select Mastercard?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Allegiant World Mastercard doesn't advertise one right now.
      Is the Allegiant World Mastercard's $59 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
      At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the CitiBusiness / AAdvantage Platinum Select Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the Allegiant World Mastercard and CitiBusiness / AAdvantage Platinum Select Mastercard?
      Yes, since they're from different issuers (Bank of America and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Allegiant World Mastercard or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.