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Side-by-side

Allegiant World Mastercard vs United Gateway Card

Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the United Gateway Card from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAllegiant World MastercardUnited Gateway Card
Annual fee$59$0
Sign-up bonus30,000 miles
Bonus value (est.)-$390
Min spend to unlock bonus-$1,000 in 3 mo
IssuerBank of AmericaChase
Card categorycashbacktravel
Transfer partnersNoneNone
Headline benefits
    • 2x on United + transit + gas
    • No annual fee
    • No foreign tx fees
    • 25% inflight rebate
    Read the full review
    Allegiant World Mastercard
    $59/yr ·
    Read the full review
    United Gateway Card
    $0/yr · 30,000 miles

    Editorial take: Allegiant World Mastercard

    Editorial take: United Gateway Card

    The no-fee United card. Doesn't include free bags (that starts with the Explorer), so it's really only worth it for credit-building purposes.

    Common questions

    Which card has the bigger sign-up bonus, Allegiant World Mastercard or United Gateway Card?
    The United Gateway Card has a public bonus (30,000 miles, worth roughly $390), while the Allegiant World Mastercard doesn't advertise one right now.
    Is the Allegiant World Mastercard's $59 annual fee worth it compared to the United Gateway Card?
    At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Gateway Card's, pick the one whose perks you'll actually use.
    Can I have both the Allegiant World Mastercard and United Gateway Card?
    Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Allegiant World Mastercard or the United Gateway Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. United Gateway Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.