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Side-by-side

Allegiant World Mastercard vs United Club Infinite Card

Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Club Infinite Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,120 more in estimated value) than the Allegiant World Mastercard's. Get the United Club Infinite Card first; revisit the Allegiant World Mastercard after you've earned that bonus.

FeatureAllegiant World MastercardUnited Club Infinite Card
Annual fee$59$695
Sign-up bonus80,000 miles (up to 90,000 with authorized user)
Bonus value (est.)-$1,120
Min spend to unlock bonus-$5,000 in 3 mo
IssuerBank of AmericaChase
Card categorycashbacktravel
Transfer partnersNoneNone
Headline benefits
    • United Club access
    • 4x on United
    • Hyatt Discoverist
    • Priority everything
    Read the full review
    Allegiant World Mastercard
    $59/yr ·
    Read the full review
    United Club Infinite Card
    $695/yr · 80,000 miles (up to 90,000 with authorized user)

    Editorial take: Allegiant World Mastercard

    Editorial take: United Club Infinite Card

    Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.

    Common questions

    Which card has the bigger sign-up bonus, Allegiant World Mastercard or United Club Infinite Card?
    The United Club Infinite Card has a public bonus (80,000 miles (up to 90,000 with authorized user), worth roughly $1,120), while the Allegiant World Mastercard doesn't advertise one right now.
    Is the Allegiant World Mastercard's $59 annual fee worth it compared to the United Club Infinite Card?
    At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Infinite Card's, pick the one whose perks you'll actually use.
    Can I have both the Allegiant World Mastercard and United Club Infinite Card?
    Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Allegiant World Mastercard or the United Club Infinite Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.