Allegiant World Mastercard vs Capital One Spark Cash Plus
Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the Capital One Spark Cash Plus from Capital One at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Capital One Spark Cash Plus is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the Allegiant World Mastercard's. Get the Capital One Spark Cash Plus first; revisit the Allegiant World Mastercard after you've earned that bonus.
| Feature | Allegiant World Mastercard | Capital One Spark Cash Plus |
|---|---|---|
| Annual fee | $59 | $150 |
| Sign-up bonus | $2,000 cash bonus | |
| Bonus value (est.) | - | $2,000 |
| Min spend to unlock bonus | - | $30,000 in 3 mo |
| Issuer | Bank of America | Capital One |
| Card category | cashback | business |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Capital One Spark Cash Plus
Common questions
- Which card has the bigger sign-up bonus, Allegiant World Mastercard or Capital One Spark Cash Plus?
- The Capital One Spark Cash Plus has a public bonus ($2,000 cash bonus, worth roughly $2,000), while the Allegiant World Mastercard doesn't advertise one right now.
- Is the Allegiant World Mastercard's $59 annual fee worth it compared to the Capital One Spark Cash Plus?
- At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Spark Cash Plus's, pick the one whose perks you'll actually use.
- Can I have both the Allegiant World Mastercard and Capital One Spark Cash Plus?
- Yes, since they're from different issuers (Bank of America and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Allegiant World Mastercard or the Capital One Spark Cash Plus first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. Capital One Spark Cash Plus: $30,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
