Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Allegiant World Mastercard vs BJ's One Mastercard

Both are cashback travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the BJ's One Mastercard from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAllegiant World MastercardBJ's One Mastercard
Annual fee$59$0
Sign-up bonus
Bonus value (est.)--
Min spend to unlock bonus--
IssuerBank of AmericaCapital One
Card categorycashbackcashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Allegiant World Mastercard
      $59/yr ·
      Read the full review
      BJ's One Mastercard
      $0/yr ·

      Editorial take: Allegiant World Mastercard

      Editorial take: BJ's One Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Allegiant World Mastercard or BJ's One Mastercard?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Allegiant World Mastercard's $59 annual fee worth it compared to the BJ's One Mastercard?
      At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the BJ's One Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the Allegiant World Mastercard and BJ's One Mastercard?
      Yes, since they're from different issuers (Bank of America and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Allegiant World Mastercard or the BJ's One Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. BJ's One Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.