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Side-by-side
Allegiant World Mastercard vs Hilton Honors Surpass
Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the Hilton Honors Surpass from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Allegiant World Mastercard | Hilton Honors Surpass |
|---|---|---|
| Annual fee | $59 | $150 |
| Sign-up bonus | 130,000 Hilton Honors Bonus Points | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | $3,000 in 6 mo |
| Issuer | Bank of America | American Express |
| Card category | cashback | hotel |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Allegiant World Mastercard
$59/yr ·
Read the full review
Hilton Honors Surpass
$150/yr · 130,000 Hilton Honors Bonus Points
Editorial take: Hilton Honors Surpass
The sweet spot in the Hilton lineup. Gold status gets you free breakfast worth $30-50 per stay, and the free weekend night after spend typically covers a $300+ stay.
Common questions
- Which card has the bigger sign-up bonus, Allegiant World Mastercard or Hilton Honors Surpass?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Allegiant World Mastercard's $59 annual fee worth it compared to the Hilton Honors Surpass?
- At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hilton Honors Surpass's, pick the one whose perks you'll actually use.
- Can I have both the Allegiant World Mastercard and Hilton Honors Surpass?
- Yes, since they're from different issuers (Bank of America and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Allegiant World Mastercard or the Hilton Honors Surpass first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. Hilton Honors Surpass: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.