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Allegiant World Mastercard vs American Express Graphite Business Cash Unlimited
Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the American Express Graphite Business Cash Unlimited from American Express at $295/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the American Express Graphite Business Cash Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($1,500 more in estimated value) than the Allegiant World Mastercard's. Get the American Express Graphite Business Cash Unlimited first; revisit the Allegiant World Mastercard after you've earned that bonus.
| Feature | Allegiant World Mastercard | American Express Graphite Business Cash Unlimited |
|---|---|---|
| Annual fee | $59 | $295 |
| Sign-up bonus | $1,500 cash back | |
| Bonus value (est.) | - | $1,500 |
| Min spend to unlock bonus | - | $50,000 in 6 mo |
| Issuer | Bank of America | American Express |
| Card category | cashback | business |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Allegiant World Mastercard
$59/yr ·
Read the full review
American Express Graphite Business Cash Unlimited
$295/yr · $1,500 cash back
Editorial take: American Express Graphite Business Cash Unlimited
Common questions
- Which card has the bigger sign-up bonus, Allegiant World Mastercard or American Express Graphite Business Cash Unlimited?
- The American Express Graphite Business Cash Unlimited has a public bonus ($1,500 cash back, worth roughly $1,500), while the Allegiant World Mastercard doesn't advertise one right now.
- Is the Allegiant World Mastercard's $59 annual fee worth it compared to the American Express Graphite Business Cash Unlimited?
- At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the American Express Graphite Business Cash Unlimited's, pick the one whose perks you'll actually use.
- Can I have both the Allegiant World Mastercard and American Express Graphite Business Cash Unlimited?
- Yes, since they're from different issuers (Bank of America and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Allegiant World Mastercard or the American Express Graphite Business Cash Unlimited first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. American Express Graphite Business Cash Unlimited: $50,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.