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Side-by-side
Allegiant World Mastercard vs American Express Business Gold
Both are well-respected travel cards. The Allegiant World Mastercard comes from Bank of America at $59/yr; the American Express Business Gold from American Express at $375/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the American Express Business Gold is the stronger pick today, the sign-up bonus is meaningfully larger ($1,800 more in estimated value) than the Allegiant World Mastercard's. Get the American Express Business Gold first; revisit the Allegiant World Mastercard after you've earned that bonus.
| Feature | Allegiant World Mastercard | American Express Business Gold |
|---|---|---|
| Annual fee | $59 | $375 |
| Sign-up bonus | 100,000 Membership Rewards points | |
| Bonus value (est.) | - | $1,800 |
| Min spend to unlock bonus | - | $15,000 in 3 mo |
| Issuer | Bank of America | American Express |
| Card category | cashback | business |
| Transfer partners | None | amex-mr |
| Headline benefits |
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Read the full review
Allegiant World Mastercard
$59/yr ·
Read the full review
American Express Business Gold
$375/yr · 100,000 Membership Rewards points
Editorial take: American Express Business Gold
The 4x on your top two categories each month is uniquely flexible, if your business spend varies, this auto-adapts. The credits need active use to offset the fee.
Common questions
- Which card has the bigger sign-up bonus, Allegiant World Mastercard or American Express Business Gold?
- The American Express Business Gold has a public bonus (100,000 Membership Rewards points, worth roughly $1,800), while the Allegiant World Mastercard doesn't advertise one right now.
- Is the Allegiant World Mastercard's $59 annual fee worth it compared to the American Express Business Gold?
- At $59/yr, the Allegiant World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the American Express Business Gold's, pick the one whose perks you'll actually use.
- Can I have both the Allegiant World Mastercard and American Express Business Gold?
- Yes, since they're from different issuers (Bank of America and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Allegiant World Mastercard or the American Express Business Gold first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Allegiant World Mastercard: no published min spend. American Express Business Gold: $15,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.