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Alaska Airlines Atmos Rewards Visa Signature vs U.S. Bank Altitude Reserve Visa Infinite

Both are well-respected travel cards. The Alaska Airlines Atmos Rewards Visa Signature comes from Bank of America at $99/yr; the U.S. Bank Altitude Reserve Visa Infinite from U.S. Bank at $400/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Alaska Airlines Atmos Rewards Visa Signature is the stronger pick today — the sign-up bonus is meaningfully larger ($650 more in estimated value) than the U.S. Bank Altitude Reserve Visa Infinite's. Get the Alaska Airlines Atmos Rewards Visa Signature first; revisit the U.S. Bank Altitude Reserve Visa Infinite after you've earned that bonus.

FeatureAlaska Airlines Atmos Rewards Visa SignatureU.S. Bank Altitude Reserve Visa Infinite
Annual fee$99$400
Sign-up bonus70,000 miles + Companion Fare50,000 points
Bonus value (est.)$1,400$750
Min spend to unlock bonus$3,000 in 3 mo$4,500 in 3 mo
IssuerBank of AmericaU.S. Bank
Card categoryairlinetravel
Best earning category (Alaska)3x1x
Transfer partnersmileage-planNone
Headline benefits
  • $99 Companion Fare annually
  • Free checked bag for 6
  • 3x on Alaska, 2x dining/gas
  • No foreign tx fees
  • $325 annual travel credit
  • 5x mobile wallet travel + dining
  • 8 Priority Pass visits/year
  • 12 Gogo in-flight passes
Read the full review
Alaska Airlines Atmos Rewards Visa Signature
$99/yr · 70,000 miles + Companion Fare
Read the full review
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · 50,000 points

Editorial take: Alaska Airlines Atmos Rewards Visa Signature

The Companion Fare alone justifies the $99 fee — book a paid Alaska ticket, take a partner along for $99 + tax. Easy three-figure value at the West Coast / Asia-via-Alaska routes Alaska reaches.

Editorial take: U.S. Bank Altitude Reserve Visa Infinite

The hidden-gem premium card for mobile-wallet users — 5x on travel + dining via Apple Pay or Google Pay is the strongest single earning multiplier available. The $325 travel credit applies broadly (almost anything coded as travel or dining). Worth the $400 fee for anyone who taps to pay.

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Atmos Rewards Visa Signature or U.S. Bank Altitude Reserve Visa Infinite?
The Alaska Airlines Atmos Rewards Visa Signature has the bigger bonus — 70,000 miles + Companion Fare, worth roughly $1,400, versus 50,000 points (~$750) on the U.S. Bank Altitude Reserve Visa Infinite.
Is the Alaska Airlines Atmos Rewards Visa Signature's $99 annual fee worth it compared to the U.S. Bank Altitude Reserve Visa Infinite?
At $99/yr, the Alaska Airlines Atmos Rewards Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Reserve Visa Infinite's — pick the one whose perks you'll actually use.
Can I have both the Alaska Airlines Atmos Rewards Visa Signature and U.S. Bank Altitude Reserve Visa Infinite?
Yes, since they're from different issuers (Bank of America and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Alaska Airlines Atmos Rewards Visa Signature or the U.S. Bank Altitude Reserve Visa Infinite first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Atmos Rewards Visa Signature: $3,000 spend in 3 months. U.S. Bank Altitude Reserve Visa Infinite: $4,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.