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Alaska Airlines Atmos Rewards Visa Signature vs Hawaiian Airlines World Elite Mastercard

Both are airline travel cards. The Alaska Airlines Atmos Rewards Visa Signature comes from Bank of America at $99/yr; the Hawaiian Airlines World Elite Mastercard from Bank of America at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Bank of America and target airline spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Hawaiian Airlines World Elite Mastercard costs $0 more per year — only worth it if you'll actually use the upgraded perks.

FeatureAlaska Airlines Atmos Rewards Visa SignatureHawaiian Airlines World Elite Mastercard
Annual fee$99$99
Sign-up bonus70,000 miles + Companion Fare70,000 miles
Bonus value (est.)$1,400$980
Min spend to unlock bonus$3,000 in 3 mo$2,000 in 3 mo
IssuerBank of AmericaBank of America
Card categoryairlineairline
Best earning category (Alaska)3x1x
Transfer partnersmileage-planhawaiian-miles
Headline benefits
  • $99 Companion Fare annually
  • Free checked bag for 6
  • 3x on Alaska, 2x dining/gas
  • No foreign tx fees
  • $100 companion discount
  • Free checked bag
  • 5k anniversary miles
  • Hawaii routing
Read the full review
Alaska Airlines Atmos Rewards Visa Signature
$99/yr · 70,000 miles + Companion Fare
Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr · 70,000 miles

Editorial take: Alaska Airlines Atmos Rewards Visa Signature

The Companion Fare alone justifies the $99 fee — book a paid Alaska ticket, take a partner along for $99 + tax. Easy three-figure value at the West Coast / Asia-via-Alaska routes Alaska reaches.

Editorial take: Hawaiian Airlines World Elite Mastercard

Niche card unless you fly Hawaii regularly. Note: Hawaiian + Alaska have merged loyalty into Atmos Rewards in 2025; the long-term direction of this card is in transition. Worth tracking if you're Hawaii-bound multiple times a year.

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Atmos Rewards Visa Signature or Hawaiian Airlines World Elite Mastercard?
The Alaska Airlines Atmos Rewards Visa Signature has the bigger bonus — 70,000 miles + Companion Fare, worth roughly $1,400, versus 70,000 miles (~$980) on the Hawaiian Airlines World Elite Mastercard.
Is the Alaska Airlines Atmos Rewards Visa Signature's $99 annual fee worth it compared to the Hawaiian Airlines World Elite Mastercard?
At $99/yr, the Alaska Airlines Atmos Rewards Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hawaiian Airlines World Elite Mastercard's — pick the one whose perks you'll actually use.
Can I have both the Alaska Airlines Atmos Rewards Visa Signature and Hawaiian Airlines World Elite Mastercard?
Yes, though both are issued by Bank of America so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Alaska Airlines Atmos Rewards Visa Signature or the Hawaiian Airlines World Elite Mastercard first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Atmos Rewards Visa Signature: $3,000 spend in 3 months. Hawaiian Airlines World Elite Mastercard: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.