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Atmos Rewards Ascent Visa Signature vs U.S. Bank Business Altitude Connect

Both are well-respected travel cards. The Atmos Rewards Ascent Visa Signature comes from Bank of America at $95/yr; the U.S. Bank Business Altitude Connect from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Atmos Rewards Ascent Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,600 more in estimated value) than the U.S. Bank Business Altitude Connect's. Get the Atmos Rewards Ascent Visa Signature first; revisit the U.S. Bank Business Altitude Connect after you've earned that bonus.

FeatureAtmos Rewards Ascent Visa SignatureU.S. Bank Business Altitude Connect
Annual fee$95$95
Sign-up bonus80,000 points + Companion Fare75,000 bonus points
Bonus value (est.)$1,600-
Min spend to unlock bonus$4,000 in 4 mo$6,000 in 6 mo
IssuerBank of AmericaU.S. Bank
Card categoryairlinebusiness
Best earning category (Alaska_hawaiian)3x1x
Transfer partnersNoneNone
Headline benefits
  • $99 Companion Fare annually
  • 80K + Companion Fare welcome offer
  • 3x on Alaska & Hawaiian
  • No foreign tx fees
    Read the full review
    Atmos Rewards Ascent Visa Signature
    $95/yr · 80,000 points + Companion Fare
    Read the full review
    U.S. Bank Business Altitude Connect
    $95/yr · 75,000 bonus points

    Editorial take: Atmos Rewards Ascent Visa Signature

    The current Atmos Rewards Ascent card replaces Alaska's legacy Visa Signature. The Companion Fare alone justifies the $95 fee, book a paid Alaska or Hawaiian ticket, take a partner along for $99 + tax. Easy three-figure value at the West Coast / Asia-via-Alaska routes Alaska reaches.

    Editorial take: U.S. Bank Business Altitude Connect

    Common questions

    Which card has the bigger sign-up bonus, Atmos Rewards Ascent Visa Signature or U.S. Bank Business Altitude Connect?
    The Atmos Rewards Ascent Visa Signature has a public bonus (80,000 points + Companion Fare, worth roughly $1,600), while the U.S. Bank Business Altitude Connect doesn't advertise one right now.
    Is the Atmos Rewards Ascent Visa Signature's $95 annual fee worth it compared to the U.S. Bank Business Altitude Connect?
    At $95/yr, the Atmos Rewards Ascent Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Connect's, pick the one whose perks you'll actually use.
    Can I have both the Atmos Rewards Ascent Visa Signature and U.S. Bank Business Altitude Connect?
    Yes, since they're from different issuers (Bank of America and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Atmos Rewards Ascent Visa Signature or the U.S. Bank Business Altitude Connect first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Ascent Visa Signature: $4,000 spend in 4 months. U.S. Bank Business Altitude Connect: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.