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Side-by-side

Atmos Rewards Ascent Visa Signature vs Bank of America Travel Rewards

Both are well-respected travel cards. The Atmos Rewards Ascent Visa Signature comes from Bank of America at $95/yr; the Bank of America Travel Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Atmos Rewards Ascent Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,350 more in estimated value) than the Bank of America Travel Rewards's. Get the Atmos Rewards Ascent Visa Signature first; revisit the Bank of America Travel Rewards after you've earned that bonus.

FeatureAtmos Rewards Ascent Visa SignatureBank of America Travel Rewards
Annual fee$95$0
Sign-up bonus80,000 points + Companion Fare25,000 points
Bonus value (est.)$1,600$250
Min spend to unlock bonus$4,000 in 4 mo$1,000 in 3 mo
IssuerBank of AmericaBank of America
Card categoryairlinetravel
Best earning category (Alaska_hawaiian)3x1x
Transfer partnersNoneNone
Headline benefits
  • $99 Companion Fare annually
  • 80K + Companion Fare welcome offer
  • 3x on Alaska & Hawaiian
  • No foreign tx fees
  • 1.5x everywhere
  • No annual fee
  • No foreign tx fees
  • Preferred Rewards boost
Read the full review
Atmos Rewards Ascent Visa Signature
$95/yr · 80,000 points + Companion Fare
Read the full review
Bank of America Travel Rewards
$0/yr · 25,000 points

Editorial take: Atmos Rewards Ascent Visa Signature

The current Atmos Rewards Ascent card replaces Alaska's legacy Visa Signature. The Companion Fare alone justifies the $95 fee, book a paid Alaska or Hawaiian ticket, take a partner along for $99 + tax. Easy three-figure value at the West Coast / Asia-via-Alaska routes Alaska reaches.

Editorial take: Bank of America Travel Rewards

The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.

Common questions

Which card has the bigger sign-up bonus, Atmos Rewards Ascent Visa Signature or Bank of America Travel Rewards?
The Atmos Rewards Ascent Visa Signature has the bigger bonus, 80,000 points + Companion Fare, worth roughly $1,600, versus 25,000 points (~$250) on the Bank of America Travel Rewards.
Is the Atmos Rewards Ascent Visa Signature's $95 annual fee worth it compared to the Bank of America Travel Rewards?
At $95/yr, the Atmos Rewards Ascent Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bank of America Travel Rewards's, pick the one whose perks you'll actually use.
Can I have both the Atmos Rewards Ascent Visa Signature and Bank of America Travel Rewards?
Yes, though both are issued by Bank of America so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Atmos Rewards Ascent Visa Signature or the Bank of America Travel Rewards first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Ascent Visa Signature: $4,000 spend in 4 months. Bank of America Travel Rewards: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.