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Side-by-side

Atmos Rewards Ascent Visa Signature vs The Business Platinum Card from Amex

Both are well-respected travel cards. The Atmos Rewards Ascent Visa Signature comes from Bank of America at $95/yr; the The Business Platinum Card from Amex from American Express at $895/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,100 more in estimated value) than the Atmos Rewards Ascent Visa Signature's. Get the The Business Platinum Card from Amex first; revisit the Atmos Rewards Ascent Visa Signature after you've earned that bonus.

FeatureAtmos Rewards Ascent Visa SignatureThe Business Platinum Card from Amex
Annual fee$95$895
Sign-up bonus80,000 points + Companion Fare150,000 Membership Rewards points
Bonus value (est.)$1,600$2,700
Min spend to unlock bonus$4,000 in 4 mo$20,000 in 3 mo
IssuerBank of AmericaAmerican Express
Card categoryairlinebusiness
Best earning category (Alaska_hawaiian)3x1x
Transfer partnersNoneamex-mr
Headline benefits
  • $99 Companion Fare annually
  • 80K + Companion Fare welcome offer
  • 3x on Alaska & Hawaiian
  • No foreign tx fees
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
Read the full review
Atmos Rewards Ascent Visa Signature
$95/yr · 80,000 points + Companion Fare
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points

Editorial take: Atmos Rewards Ascent Visa Signature

The current Atmos Rewards Ascent card replaces Alaska's legacy Visa Signature. The Companion Fare alone justifies the $95 fee, book a paid Alaska or Hawaiian ticket, take a partner along for $99 + tax. Easy three-figure value at the West Coast / Asia-via-Alaska routes Alaska reaches.

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Common questions

Which card has the bigger sign-up bonus, Atmos Rewards Ascent Visa Signature or The Business Platinum Card from Amex?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 80,000 points + Companion Fare (~$1,600) on the Atmos Rewards Ascent Visa Signature.
Is the Atmos Rewards Ascent Visa Signature's $95 annual fee worth it compared to the The Business Platinum Card from Amex?
At $95/yr, the Atmos Rewards Ascent Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the The Business Platinum Card from Amex's, pick the one whose perks you'll actually use.
Can I have both the Atmos Rewards Ascent Visa Signature and The Business Platinum Card from Amex?
Yes, since they're from different issuers (Bank of America and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Atmos Rewards Ascent Visa Signature or the The Business Platinum Card from Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Ascent Visa Signature: $4,000 spend in 4 months. The Business Platinum Card from Amex: $20,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.